Mission: To provide personalized financial coaching, using time-tested financial principles, for the purpose of empowering people to live in true financial freedom.

Secondary Mission: To provide financial education programs to the communities of Western New York and Southern Ontario, utilizing Dave Ramsey's Financial Peace University.

 

Ryan T. Loos

Owner & Dave Ramsey Certified Financial Counselor

Personal
Happily married to wife Kristyn and we have two beautiful daughters, Natalie & Rebekah, and one son, Benjamin.

Education
Messiah CollegeGrantham, PA Bachelor of Science in Accounting.

 

 

Experience

My professional experience stems from a background of auditing, financial reporting, tax preparation, banking and corporate accounting. I have worked for a Big 4 Accounting Firm (PriceWaterhouseCoopers) and audited companies including, National Fuel, M&T Bank, Dresser Rand, and Adelphia. I have also worked for a regional accounting firm specializing in not-for-profit organizations, corporate, partnership and individual tax return preparation, personal accounting, wealth building and wealth management. I also have corporate accounting experience with Scott Fetzer (a division of Berkshire Hathaway) and with Five Star Bank (regional bank located in Warsaw, NY). Through my professional experience I have seen how God has directed my path and provided the education through my former roles in preparation for financial counseling/coaching of individuals and businesses located here in Western New York and Southern Ontario.

 

Interests

  • Actively involved in advertising on the Dave Ramsey nationally broadcast television and radio programs. If you are a fan of Dave or have questions about the system please do not hesitate to contact me.
  • Coordinator and Facilitator of Dave Ramsey’s Financial Peace University.
  • I enjoy playing golf, SCUBA diving & spending time with my wife & family.

 

 

Shaun M. Somers

Financial Coach (Canada)

 

I have joined RKL Financial because I am committed to helping people achieve the financial peace that I believe God wants us to enjoy.  I used to be stuck in the cycle of credit card debt, and living my financial life paycheque to paycheque.  Since finding and applying the concepts that we teach at RKL Financial, I have found my life to be changed for the better.  Being out of debt, with cash in the bank for emergencies, has made a world of difference in my stress levels and my relationship with my wife.  The fights about money that used to be regular are now replaced by teamwork and collaboration as we work on our finances together.  Freedom from debt really has given me a freedom for life - freedom to live life with much less worry and uncertainty.

 

I am very grateful to Ryan for the opportunity to serve RKL Financial’s clients north of the border.  I am excited to share God’s way of handling money as I coach individuals, churches, and businesses in Southern Ontario.

 

I attended Emmanuel Bible College in Kitchener, Ontario, which is where I met my wife Nicole.  We have two boys; Lucas, who is 7 years old and Liam, 8 months old.  We now reside in the Niagara Region where for the past 8 years I have worked as a Youth Care Counselor.

 

Interests

 

I enjoy reading about economics, politics and personal finance.  I like playing and watching football most of all, but I’ll watch any sport if it’s the playoffs.  Most of all I like hanging out with my family.  I do also try to make time for regular Dave Ramsey podcast listening.