Archive for October, 2010

Tax Tips As You Prepare for the 2011 Tax Season

October 21, 2010

Yes it is almost tax time again! Here are some simple things that you can be doing to make tax time a much easier process for you and your family. Do not forget to give me a call (877-587-3223) in January 2011 to get your tax preparation appoint set up. Remember, we do not make […]

Posted in Small Business, Tax No Comments »

Common Sense – A Message from Ryan Loos, Owner and Lead Coach for RKL Financial

October 21, 2010

Common sense…the natural ability to make good choices. So why is common senses so uncommon in our world today when it comes to personal finances? We spend more than we make, some of us have credit card debt, we drive cars that out banks own, and we live paycheck to paycheck. The stress alone from […]

Posted in Debt, Family, Marriage, Real Estate, Tax No Comments »

Plans For Your Tax Refund?

October 21, 2010

Tax season is back.  By now you’ve made all the Roth IRA and Regular IRA contributions for last year you can, and received your W-2s and hopefully all your charitable giving receipts.  As you read this you may have filed already, be in the process of getting it together, or even dreading the task and […]

Posted in Uncategorized No Comments »

Are You Winning With Money?

October 21, 2010

It's that time again.  Over 2,700 athletes from over 70 countries are in Vancouver to compete against each other for Olympic glory.  Some teams will be big, like over 200 athletes from the US and Canada; and others tiny, like the lone Jamaican and Ethiopian athletes.  Some are favored to win, others are just happy […]

Posted in Debt, Family, Marriage, Personal Coaching No Comments »

Christmas Tips from Ryan Loos, Owner and Lead Coach for RKL Financial

October 21, 2010

Well, we're well into November now, and we are already seeing the retailers advertising for Christmas even though black Friday has not happened yet. I even have heard some radio some stations have switched over to Christmas music all the time.  Christmas lights have been hung (some people even turn them on at night), Wal-mart is […]

Posted in Family, Marriage No Comments »

Watch Out for House Fever…Buy When You’re Ready!

October 21, 2010

Spring is definitely in the air.  While there are still some wet days and cool nights, it seems more and more days are sunny and warmer.  Flowers are blooming all around, and at least parts of my lawn are already in serious need of being mowed.  Cold and flu season should soon be coming to […]

Posted in Family, Real Estate No Comments »

Client Questions – What is the difference between a Financial Planner / Investment Advisor and a Financial Coach / Counselor?

October 21, 2010

Client Questions – What is the difference between a Financial Planner / Investment Advisor and a Financial Coach / Counselor? Unlike Financial Advisers, we do not sell investments, insurance or other financial products. Our Financial Coaches coach on a flat fee basis and can easily show you how our services will more than pay for […]

Posted in Debt, Insurance, Investments No Comments »

Client Questions – Should I give offerings over tithing while in debt?

October 15, 2010

Should I give offerings over tithing while in debt?  I get this question a lot while I teach Dave Ramsey’s Financial Peace in Western New York and Southern Ontario. My answer has always been and will always be – What is the Holy Spirit telling you? I could go into taken care of your household […]

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Posted in Dave Ramsey, Debt, Tithing No Comments »