App to Debt
by Lyndsay King
Everywhere you look these days someone is on a smart phone. Texting, emailing or using some sort of app. Between Blackberries and Iphones, everyone is connected. What’s great about these phones is that you can get an app for pretty much anything you want. When I first got my phone, like most people I went app crazy. (Lets face it, everyone needs “Shazama” right?) Downloading is so easy even a child can do it. Take for example my younger cousin. Recently he got a hold of my phone and was download games like crazy. Thankfully they were all free, but that is not always the case. Have you ever notice how much you spend downloading apps, songs or games on your phone? Downloads can add up, so here are a few tips to help:
-Buy A Gift Card
Every major smart phone offers gift cards or credits for their products. If you buy yourself a credit (i.e. $10 itunes card) you wont have it directly connected to your account. It’s a great way to limit yourself and make sure you stay on budget.
-Check Free Lists
Most apps also come in lighter versions of the same product and are free. Look at the free listings to make sure you can’t get the same thing for cheaper.
-Turn It Off
Honestly sometimes we are bored and buy way more than we want or need. My advice, turn OFF the phone!
Smart phones can be a huge asset to have. My advice is to make sure that you don’t get app-ed to debt.