Baby Steps

Looking to Makeover Your Finances?

 

You can improve your future (often very quickly) when you begin replacing choices that don't lead to success with ones that do. In other words, you can't keep doing the same things that lead to failure and expect good results (at least good on a consistent basis). Here are Dave Ramsey's famous Baby Steps!

Charting a course to ensure you are financially sound begins with where you are right now. To get to your destination in time, we need to set sail TODAY! Together, we can navigate to "True Financial Freedom" by using proven principles, while honoring God with each step in order:

Step One: ASAP save $1,000 in your "Emergency Fund" ($500 if annual income is less than $20k)

Step Two: Pay off your debt (except your home), and do it quickly! I'll show you how to utilize the DEBT SNOWBALL to eliminate your debt as fast as possible!

Step Three: Build up your Emergency Fund to 3-6 months of living expenses in savings. Sound impossible? It's not! I'll show you how.

Step Four: Invest 15% of you household income into tax-deferred and tax-exempt savings. And, do it without getting bogged down trying to understand the endless alphabet-soup of IRAs, Roth IRAs, 401(k)s, 403(b)s, TSPs etc.

Step Five: Fund your children's college tuition. I'll help you navigate the maze of education savings plans (ESAs, 529s, ect.) and which one is right for you.

Step Six: Pay off your home early (yes, within the next 10 years or less!)

Step Seven: Build Wealth, Give and Change Someone's Life! (Mutual Funds/Real Estate/etc.)

Let us help you really get on the path to financial peace and abundance. Rest assured, we won't sell you anything; rather, we will help develop and implement your customized strategy to meet your life goals. Our coaching is unique in that when you're fully committed, it will more than pay for itself. So, what are you waiting for? Give us a call for you free 30 minute consultation today at 716-200-9359